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The Roth IRA: In Terms You’ll Understand

An IRA (individual retirement account), not just the Roth IRA, is a mysterious creature to most young adults. We hear “retirement” and immediately think of an old man and woman sitting on rocking...

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No 401k, Maxed Out Roth IRA, What Else Do You Use to Save?

The rare dilemma of having too much money and where to put it next is a dilemma that we all wished we had. For those who are able to resist splurging on the newest gadgets and fashion with the intent...

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Why I Chose a Roth IRA Over a Traditional IRA

Roth or Traditional? For many latecomers to the retirement game, this question is a puzzling one. For me, it was simple – the Roth IRA. Why? Because my mom said so. I kid, of course. The appeal for...

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Review: Scottrade Online Discount Brokerage

For more than two years, I’ve been using Scottrade, an online discount brokerage. When I first decided to start investing, I managed to have only $500 to mess with. So surely, I couldn’t afford the...

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Know What You Are Getting Before You Pay

All too often do we hand money over to strangers and not know exactly what we are getting. As a result, we find that we paid for something that did not satisfy the reason we paid for it in the first...

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